Below is a chart that will provide you a quick overview of the loans available to you. We are here to help you determine the right strategy to meet your financial needs.
* The rates used to calculate fees are subject to change.
Students have opportunity to seek employment while attending Emmanuel College. The college cannot guarantee all students employment since there are more students than available positions. Students are encouraged to submit their application for student employment as soon as possible.
The two types of student employment are:
Federal Work-Study (FWS) is for students who have demonstrated need according to the results of the Free Application for Federal Student Aid (FAFSA).
Institutional Work-Study (IWS) is for students who are not eligible for the Federal Work-Study program, including international students.
Employment questions should be directed to Student Employment Coordinator, Joann Harper at 706-245-2805 or email@example.com.
All positions are paid at least minimum wage, and student employees are paid on a bi-weekly schedule by electronic deposit to the Emmanuel Prepaid Card. For payroll questions, please contact Anita Ray at 706-245-2806 or firstname.lastname@example.org. For more information about the Emmanuel Prepaid Card, please click the image below.
The following resources can help you find other sources of financial aid. Beware of scams and services that will charge you a fee!
AmeriCorps provides full-time educational awards in return for community service. You can work before, during or after your post-secondary education, and you can use the funds either to pay current educational expenses or to repay federal student loans. For more information, call 1-800-942-2677 or visit http://www.americorps.org/
Businesses and labor organizations: Many companies, businesses and labor organizations have programs to help employees or members and their families pay for post-secondary education. Ask about scholarship programs and the application process.
Organizations: Foundations, religious organizations, fraternities or sororities and civic clubs offer student financial aid. Also, search community organizations and civic groups such as the YMCA, 4-H Club, Kiwanis, Rotary, the Girl or Boy Scouts, etc. Organizations connected with your field of interest can also be helpful.
U.S. Department of Veterans Affairs: If you (or your spouse) are a veteran or you are the dependent of a veteran, veterans’ educational benefits may be available. Information is available at www.gibill.va.gov or call 1-888-442-4551.
Public libraries and the Internet are excellent sources of information on state and private sources of financial aid. When using either, search using keywords like “financial aid,” “student aid,” “scholarships,” etc. Some examples include:
Emmanuel College participates in the following financial aid programs:
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Federal Work-Study
- Federal Direct Student Stafford Loans
- Federal Direct Parent PLUS Loans
Programs for Georgia Residents
A scholarship is a financial aid award that does not need to be repaid. Scholarships are a form of merit-based aid, meaning they are offered based on merit or achievement in a specific area. Below is a list of the scholarships currently available at Emmanuel College.
Academic Scholarships - Up to $6,000
Valedictorian Scholarship - up to $9,000
Fine Arts Scholarship - Up to $1,100 per win
Church Matching Scholarship - Up to $1,000 total
Founders Scholarship - $2,500
Pentecostal Heritage Scholarship - $1,000
Legacy Scholarship - $500
Family Discount - $600
Senior Citizen Discount - up to $18,540
ELI Scholarship - up to cost of tuition
Because of EC's generous scholarships and financial aid, 99 percent of students do not have to pay out-of-pocket for tuition.
Athletic Health Insurance: Any student athlete who cannot provide proof of health insurance coverage will be required to purchase a policy through the Emmanuel College Athletic Department.
- Returning Students: $50
- New Commuting Students: $50
- New Resident Students: $200
The amount of the deposit will be credited to the student’s account at the time of receipt. Students who decide not to enroll may cancel their reservation and receive a full refund of their deposit up to, but no later than, May 1st for fall semester and October 1st for spring semester. If a student is unable to attend for the semester originally indicated, the deposit, upon request, can be applied to the next semester only. Returning students will pay the established room reservation fee each spring for the coming academic year which shall be non-refundable.
Budgeting for Books
Your tuition does not include the cost of books that are required for your class. For more infomation about budgeting for books and purchasing them, click here.
Students can view their accounts online by going to www.ec.edu and logging into “My EC.” Invoices are not sent through the mail, rather it is the student's responsibility to keep track of their student account balance online. Payments may be submitted directly online using a debit or credit card, in person at the Cashier’s Office, or mailed to Emmanuel College, P.O. Box 129, Franklin Springs, GA, 30639. Interest-free payment plan enrollment option is also available online. Paper statements will not be mailed unless a specific need exists.
PAYMENT OF ACCOUNTS
In order for a student to be activated for a particular semester, the total charges for the semester, including any balance remaining from a previous semester, must be covered by some combination of the following by August 1st for fall semester and by December 15th for spring semester:
- Finalized financial aid, including all loans, grants, and scholarships. (Please note, the amount of financial aid received may not be sufficient to cover total charges for the semester.)
- A signed and approved EMMANUEL COLLEGE PAYMENT PLAN contract accepted by Emmanuel College. (Emmanuel College maintains sole discretion to determine if payments under the plan are reasonable and likely to be paid.)
- Payment on account by cash, check, money order, or approved charge to a valid debit or credit card.
If the student’s financial aid is not finalized by August 1st for fall semester and by December 15th for spring semester, then in order to be activated, the student must cover all semester charges, including any prior balance, by some acceptable combination of items 2 and 3 above by August 1st for fall semester and by December 15th for spring semester. If financial aid is subsequently finalized, then one or more of the items used to cover the charges may be reduced or refunded to the student.
FAILURE TO COVER CHARGES
If a student fails to cover the charges for a semester by the date specified above, the following procedures will apply:
1. The student will not be activated and will not be allowed to attend classes.
2. If a resident student, the student will not be allowed to move into the residence hall.
3. The student’s transcript will not reflect enrollment or registration for the semester.
4. Charges and financial aid for the semester will be removed from the student’s account.
DEFAULT ON EMMANUEL COLLEGE PAYMENT PLANS
If a student fails to fund a monthly payment on their EMMANUEL COLLEGE PAYMENT PLAN, the student may be administratively withdrawn from school for that semester and the following procedures shall apply:
1. If a resident student, the student must move out of the residence hall by midnight of the Sunday following the administrative withdrawal.
2. The student’s transcript will reflect the withdrawal for the semester.
3. Charges and financial aid for the semester will be prorated according to the Federal Withdrawal Calculation.
Any time a balance exists after August 1st for fall semester or after December 15th for spring semester, a FINANCE CHARGE OF 1.5% PER MONTH will be applied to any past due balances. This is an ANNUAL PERCENTAGE RATE OF 18%. If a student’s account must be submitted to a collection agency for collection, all costs of collection will be added to the account and must be paid in order to settle the account.
Emmanuel College reserves the right to suspend and/or dismiss a student for nonpayment of amounts due. In the case of a suspension, a fee of $100.00 will be charged for reinstatement after the account is paid in full. Diplomas and/or transcripts will not be released until all outstanding balances on accounts with the College have been settled.
Emmanuel College, like most colleges, must make commitments in advance for faculty, staff, equipment, supplies, utilities, and other operating expenses for the entire year. Therefore, the college policy considers the acceptance of registration as a contract binding student and parents for charges for the entire semester.
However, when it becomes necessary to withdraw from school, reduction in tuition and residence charges will be made according to the refund policy as outlined by Federal Law. Emmanuel College has adopted the Federal Policy as the official refund policy of the college. To be eligible for a refund of tuition and residence charges, a student must complete the official withdrawal process or be administratively withdrawn.
Depending on when a student becomes no longer enrolled, the law may provide for a refund of unearned tuition, fees, and residence charges for students who withdraw, drop out, are expelled, fail to return from an approved leave of absence, or fail to complete the period of enrollment for which they were charged.
The Federal Refund Policy mandates that the College calculate the cancelation of tuition and fees and refunds of Title IV funds based on the percentage of the semester the student has completed. Any student who has completed more than sixty percent (60%) of the semester will not be eligible for any refund. More details may be obtained from the Office of Student Accounts or Financial Aid Office.
Before you begin the Free Application for Federal Student Aid (FAFSA) process, have these documents available: federal income tax returns, W-2s, records of untaxed benefits received, current bank statements, and records of other savings and investments such as stocks, bonds and mutual funds.
To expedite the processing of your application, we highly recommend that you take advantage of the new IRS Data Retrieval option which is available when completing the online FAFSA.
You must complete the FAFSA to be considered for these financial aid programs:
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Federal Work-Study
- Federal Subsidized and Unsubsidized Stafford Loans
- Federal PLUS (Parent) Loans
- EC Endowed and Funded Scholarships (where demonstrated need is an eligibility criterion)
You are encouraged to submit the FAFSA as soon as possible, but no earlier than January 1 of each year. Some financial aid programs—such as FSEOG, Endowed and Funded Scholarships, and Federal Work-Study—have limited funding, so early application is very important.
The U.S. Department of Education may select your FAFSA for a process callled Verification. In this review, the Office of Financial Aid is required by law to compare your FAFSA information with copies of your IRS Tax Return Transcripts and other financial documents. If your FAFSA has been selected for review, you will be asked for additional documentation.
How to Apply
To complete your FAFSA online, go to www.fafsa.gov. Make sure you use our school code: 00156300.
Students and parents are encouraged to sign the FAFSA electronically. To do so, you must have a valid PIN number from the U.S. Department of Education. To obtain a PIN number, go to www.pin.ed.gov.
In addition to the FAFSA, students need to complete the Emmanuel College Application for Financial Aid (ECAFA) here.
All grants, scholarships and loans singularly or in combination cannot exceed a students’ cost of attendance. A students cost of attendance is determined by the financial aid office and includes tuition, room and board, books, transportation and miscellaneous expenses.
Campus Safety is a service-driven department committed to establishing and maintaining operational procedures that provide a safe environment for students, faculty, staff and visitors in a manner consistent with mission of Emmanuel College.
The College cooperates with the City of Franklin Springs Police Department to maintain a security presence seven days per week for protection of students and facilities. In the evening hours, the Campus Resource Officer will confront students who appear to be breaking college regulations. Security personnel may ask to see a student’s I.D. card and may retain the card in order to submit it to the Vice President for Student Life, the Director of Campus Operations, or a Resident Director with a report of the alleged infraction. Students are to obey and respect security personnel and provide them with appropriate information as requested. In accordance with Georgia Law Code 16-11-3, anyone attempting to conceal his or her face or identity who does not immediately respond to the requests of security or staff may be dealt with by law enforcement authorities.
Emmanuel College first opened on January 1, 1919, under the name of Franklin Springs Institute. During its first year, the institution offered the first 11 grades of school and a Biblical Department for prospective ministers. The founder of the school was the Reverend George Floyd Taylor, a North Carolinian who had long desired to begin such an institution. For over a century the campus had been used as a health resort centered around several mineral springs. Only 50 students enrolled the first year, so not all of the old wooden resort buildings were used. By 1922, however, the school was opened free of charge, and the buildings were filled to capacity. Throughout the early years, G. F. Taylor was president, except for 1926-27, when the Reverend B. A. Jones was president. Because of the Great Depression, the school closed temporarily in 1931.
In 1933 the school was reopened as a high school and junior college, with the Reverend Thomas Lee Aaron as president. Under President Aaron’s leadership, the school gradually progressed from a small community school to a modern, influential junior college. In 1939, the name of the institution was changed to Emmanuel, meaning “God with us.” Upon Reverend Aaron’s death in January 1951, Mr. Woodard Glenn Drum, former dean of the college, became president.
The administration of President Drum saw the completion of the present campus quadrangle, the recruitment of an excellent faculty, and the gaining of full accreditation by the Southern Association of Colleges and Schools Commission of Colleges in 1967. The high school department, which had earlier been fully accredited by the Southern Association, was discontinued in 1963. With the retirement of President Drum in January 1970, Dr. Culbreth Young Melton became the sixth president of the institution.
Under Dr. Melton’s administration a four-year School of Christian Ministries was inaugurated and accredited by the American Association of Bible Colleges. A new Learning Resources Center was constructed, and the overall quality of the institution was improved. Upon Dr. Melton’s retirement, Dr. David Roger Hopkins became the seventh president in June 1983.
Many campus improvements are credited to Dr. Hopkins’ leadership, including construction of the Student Activities Center, two new residence halls and the Wellons Science Resources Center, and acquisition of the John W. Swails Convocation Center. Major changes in curricular offerings also accompanied accreditation as a four-year institution by the Southern Association of Colleges and Schools Commission of Colleges in 1991. During the 1992-93 academic year, the consolidation of the two- and four-year programs was completed as Emmanuel began offering many new baccalaureate degree programs.
Upon Dr. Hopkins’ retirement in 2005, the Rev. Michael S. Stewart was inaugurated as the eighth president of Emmanuel College. The college moved into the future under Dr. Stewart's leadership and fresh vision. During his administration, significant efforts were made to enhance the campus by expanding academic and athletic programs and by improving the quality of campus life through new resident and athletic facilities. The expansive athletic center is a focal point of campus life and has added many recreational and wellness opportunities for students.
In October 2014, Dr. Ronald G. White became the ninth president of Emmanuel College after being named interim president only a month before. A 1969 graduate of Emmanuel, President White previously worked at Emmanuel in enrollment management from 1980 to 2002 and served in additinoal roles during that time.
At the foundation of the many changes and progress over the years remains the paramount emphasis on Christ-centered values. Emmanuel finds much of its justification for existence in its purpose of offering education of high academic quality in a Christian environment. The successful performance of students who have completed Emmanuel’s degree programs and later transferred to other institutions of higher learning reflects the quality of Emmanuel’s academic efforts. The lives of EC alumni speak of the quality of the Christian academic opportunities they have received. Through its program of Christian higher education, Emmanuel College has attempted to provide students with academic and spiritual values that will enrich their lives and lead them to enrich the lives of others in the highest Christian tradition.
This year's Education Course Offerings are now available in the 2015-16 Course Catalog. CLICK HERE, click on the 2015-16 Course Catalog, and advance to page 164 for to view them with full descriptions. There you can also find out which semesters they are offered and how many credit hours they are worth.